It was 3 am and Jacob hadn't been able to sleep. That afternoon, he had broken the news to Molly that after 23 years with his employer, he'd been laid off.
Jacob was 52 years old, a time in life when employers can often hire young people for far less money, and Jacob knew in competition with young people, his job prospects were bleak.
Jacob had been laid off along with 11 other employees because their employer had shifted their jobs to China to save money,.
He and the other laid off employees were declared "surplus" and given severance checks and short-term medical insurance coverage.
When the layoff took place, Jacob and Molly had been married for 26 years, and their son and daughter were both in college, a very costly investment for Jacob.
After having been a stay at home mom for 15 years, Molly had been attending community college to bring her skill set up to date and to take an art class, something she had always wanted to do.
Between house payments, car payments, insurance costs, medical expenses and college tuition, Jacob and Molly were like most families, they had little savings.
That night, feeling his heart pounding under the stress, Jacob quietly got out of bed and walked into the kitchen and sat down at the dinner table to try to calm himself,
But as he sat in the dark, tears began running down his cheeks. What were he and Molly going to do? Would they lose their home? How would they pay their bills? Could they keep their kids in college?
Just then, the dark kitchen began to glow in a soft white light.